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Hang Seng Private Banking has a long and successful track record in providing project financing solutions to Hong Kong corporates. We are now extending our project financing solutions to corporates who have investments / ongoing business interests linking Hong Kong and the rest of World. With our strong experience and proven track record, Hang Seng Private Banking is the ideal partner to provide banking assistance. We offer a wide range of financing solutions to meet the requirements of our customers engaging in such activities.
With a booming economy, Hong Kong corporates are increasingly importing capital equipment from various Asian countries. Most industrial countries have one or more government sponsored financing agencies to promote exports of that country. Hang Seng Private Banking has been able to develop strong business relationships with most of these financing agencies, for e.g. Japan Bank for International Cooperation, The Export Import Bank of Korea, Export Development Canada and many more. We can arrange preferred status financing for your imports into Hong Kong. Our strong relationships with these agencies and our expertise in handling the intricacies of such financing will smoothen your road to low cost financing.
Hang Seng Private Banking manages one of the largest treasuries with over 100 professionals offering a complete suite of products including forex services, currency swaps and options, interest rate swaps and other structured derivative products. Hang Seng Private Banking currently deals in the G7 and 15 other major foreign currencies and provides customer specific products and services and risk hedging solutions in all these currencies to meet the trade and service-related requirements of its corporate clients. Hang Seng Private Banking is the market leader in HKD products globally and enjoys significant competitive advantages in all HKD linked products.
In order to offer you every possible advantage, we meticulously assess your appetite and expectations in order to ensure we fulfill your wealth management needs.
Our portfolio lending service helps to maximize your portfolio’s potential by boosting your liquidity. This increased flexibility means you can not only enhance your investment returns but in addition it gives you the freedom to capture investment opportunities when they arise.
Our HIBOR-linked mortgage plan provides you with greater financial flexibility by offering extensive range of fixed rate period and interest rate protection.
Unlike traditional mortgage plans that are based on Prime Lending Rate, HIBOR-linked mortgage plan uses the Hong Kong Interbank Offered Rate (HIBOR) as its basis which follows closely the interest rate market trend and customer can choose 1-month, 3-month, 6-month or 12-month fixing period according to the trends. Each of the fixed rate periods has a different corresponding HIBOR and the interest rate will be fixed and will not be influenced by any interest rate fluctuation.
Through the selection of different rate fixing period, you can be protected against interest rate fluctuation while fixed a longer period in a rising interest rate trend or enjoy lower interest rate while fixed a shorter period when interest rate predict to be volatile or moving in a download trend.
Your interest rate will be capped on a committed ceiling rate with reference to Prime Lending rate, which provides you with an extra protection. The selected HIBOR-linked mortgage rate and committed ceiling rate will be compared automatically at the interest rate fixing date and the lower rate will be used as your mortgage rate.